2025 Tax Guide: Key Changes and How They Impact You
Are you prepared for the evolving tax landscape in 2025? With inflation-adjusted changes to tax brackets, deductions, and credits, taxpayers across all income levels will see notable shifts that could impact their financial plans. This guide not only highlights the most significant updates to the Tax Code for 2025 but also provides insights into how […]
J.P. Morgan Ordered to Pay $520,000 After Losing $39.7M Arbitration Claim
Earlier this month, Barron’s published an article titled “J.P. Morgan Loses $39.7 Million Arbitration Against Barred Financial Advisor,” a headline that grabbed attention across the financial industry. At first glance, the title suggests the barred financial advisor, Edward Turley, prevailed in a $39.7 million claim against J.P. Morgan. However, a closer look at the context […]
Start the New Year by Exploring Why Your Financial “Why” Matters
Recently, I met with a potential client who shared an eye-opening experience. For years, he had been working with a large financial services firm that managed his portfolio and charged him an annual fee. Despite this ongoing relationship, the firm made virtually no adjustments to his account over time. When he mentioned to them that […]
What’s Driving Record-High Annuity Sales and Should You Join the Herd?
Annuities have a long history of providing a guaranteed stream of income in retirement, but recent trends have taken their popularity to new heights. According to a recent survey from BlackRock, a global leader in investment management and retirement solutions, longer life expectancies and the desire for dependable lifetime income are key motivators driving today’s […]
Tax Strategies for Individuals and Business Owners to Finish Strong in 2024
As 2024 draws to a close, it’s the perfect time to revisit tax-saving opportunities that can benefit you now and set up savings for future years. At EsqWealth, we work closely with high-net-worth clients to ensure they maximize their tax planning. Below are some essential strategies—for individuals and businesses—to consider in connection with reducing your […]
Checkmate on Taxes: Winning the Wealth Game with Smart Asset Location
At EsqWealth, building wealth isn’t just about smart investments; it’s about making your money work as efficiently as possible through tax planning and asset location. By strategically placing the right assets in each tax bucket—taxable, tax-deferred, and tax-free accounts—you can not only reduce your overall tax burden, but also create essential flexibility for the future, […]
Strategic Cash Management when Interest Rates Decline for High-Net-Worth Investors
With the Federal Reserve’s recent 50-basis-point rate cut, the financial landscape for high-net-worth (HNW) individuals is shifting rapidly. As interest rates drop, many HNWs are reevaluating how to manage cash reserves, diversify portfolios, and preserve capital. While some of these strategies may be broadly applicable to all investors, HNWs face unique challenges due to their […]
5 Trust Strategies for High-Net-Worth Clients Facing Imminent Tax Law Changes
At EsqWealth, we know the thought of changing tax laws can make even the savviest investors feel like they’re playing financial dodgeball. With 2025 on the horizon, high-net-worth individuals are facing new tax challenges that could throw a wrench into their carefully crafted estate plans. The Trump-era tax cuts are set to expire, which could […]
Navigating Market Uncertainty During Election Years
With the U.S. Presidential election on the horizon, you might be wondering how different industries could fare depending on who wins. For instance, a shift in policy could benefit certain sectors like renewable energy if Democrats win, or boost defense and oil industries under Republican leadership. This thinking often leads to emotional, short-term investment decisions […]
