Commonwealth Ordered to Pay $93 Million — A Cautionary Tale for Investors Who Think They Are Better Served by Large National RIAs
In the world of wealth management, transparency and fiduciary responsibility are not just buzzwords but the cornerstones of trust between clients and their advisors. Clients entrust their hard-earned assets to financial advisors, expecting them to act in their best interest and keep them informed about transaction costs affecting their investments. A recent legal battle involving […]
Ten Tax Planning and Mitigation Strategies for High-Net-Worth Individuals
At EsqWealth, we understand that your wealth is more than just a number. It’s a reflection of your hard work, your accomplishments, and your aspirations for the future. That’s why we believe in taking a proactive approach to tax planning, ensuring that you keep more of what you’ve earned. Tax planning is an integral part […]
Long-Term Care: Protecting Your Assets and Your Well-Being
At EsqWealth, financial planning for our clients includes a comprehensive approach to long-term security. One crucial piece of this puzzle for some clients is Long-Term Care Insurance (LTCI). Across the United States, an aging population and rising healthcare costs are sparking conversations about LTCI. While Medicare covers some medical expenses, it doesn’t encompass the long-term […]
Navigating Investment Blind Spots – Strategies for Wealth Management
At EsqWealth, we understand the importance of clarity in wealth management. That’s why it’s crucial to recognize and address the blind spots that can obscure our financial vision. Just like smudges on a pair of glasses, these blind spots may seem insignificant, but they can have significant implications for our investment portfolios. Let’s delve into […]
Equipping Your Heirs for Financial Success With Their Inheritance
As the founder and Chief Executive Officer of EsqWealth, a registered investment advisory firm dedicated to empowering families with comprehensive financial solutions, I understand the importance of securing your children’s financial future amidst the complexities of wealth management. With four children of my own, I’ve personally implemented various strategies tailored to their age-appropriate needs, ensuring […]
Strategic Withdrawals in Retirement: Maximizing Wealth and Minimizing Taxes
Embarking on retirement isn’t just about reaching the finish line; it’s about ensuring your financial well-being for the journey ahead. While the accumulation phase demands disciplined savings and savvy investments, the transition into retirement necessitates a shift in focus towards intelligent withdrawal strategies. At EsqWealth, we recognize that retirees face a myriad of questions, and […]
Getting Ready for an Initial Financial Advisor Consultation
Embarking on the journey of financial success demands meticulous planning and informed decisions. Despite the universal desire for prosperity, many individuals overlook the crucial step of creating a comprehensive financial plan. Engaging with a skilled financial advisor becomes pivotal in crafting a personalized strategy aligned with your unique goals and objectives. The initial meeting holds […]
Investment Opportunities in a Declining Rate Environment: Four Asset Classes to Consider
To combat inflation, the Federal Reserve increased interest rates by 5.25 percentage points since March 2022. The recent hints from the Fed about potential rate cuts in 2024 suggest a significant shift in interest rate expectations. As the Fed forecasts a possible reduction of three-quarter points to around 4.6 percent by year-end 2024, the landscape […]
The Fed Kept Interest Rates Steady While Signaling a Pivot in Policy Next Year
As the market expected, the Federal Reserve held interest rates steady at its final two-day meeting of 2023 this week, marking the third consecutive meeting without a raise in rates. This increases the chances that the Fed has finished its tightening cycle, which took rates from near zero in March 2020 to a 22-year high […]
